Completely naked down there, have been since I was about... 12 or 13? I've always loathed any kind of body hair, it makes me feel really dirty and eugh. Luckily I'm blessed with having barely any, but still.
I shave it off because I never really get razor rash... and I hate the pain of waxes - they make my sensitive skin violently angry too, it breaks into something similar to horrific body acne, even on my legs D: Plus I think I would hate having to grow it back in - my hair grows really slowly so that'd be a good 2 weeks before I was able to wax it again!
BF hates body hair as much as I do too, so he appreciates my constant obsession with maintenance xD