Hey hun...I've been a MAC ho for a loooooong time, and I have to tell you that I honestly love my Coastal Scents 88 palette. I got the matte one (they're not all totally matte, some have shimmer), and I've been using it a TON. I'd definitely recommend it, especially if you're just starting out. I think it cost me about $24 with shipping.
As for mascara, personally my favorite is Bad Gal Lash from Benefit...I absolutely refuse to use anything else at this point, because for me, it's perfection in a tube. Legthens and volumizes without clumping my already long lashes...but mascara tends to be subjective. What works for me might be total crap for someone else, so I'd recommend trying out a couple and see what works best for you. HTH!