Aspire Visa

[lovemichelle]

Does anyone have this credit card? I just got one and I wanted to know before I use it, if they are good or bad?

I probably shouldn't use it anyway since I have $640 on my Capital One card =x

 

[pale blue]

I had a friend that had one and her APR was something outlandish like 30% and she always complained of the fees. I would stay away from Aspire.

 

[lovemichelle]

Yeah I noticed the APR was high. Maybe I can ask them to lower it? I think if I use it I'll pay it off as soon as I get the bill.

 

[pale blue]

Just be careful with it..if you're able to, I would definitely look into other card options instead of this one.

 

[Hawkeye]

only use it in the case of an extream emergency!

 

[Isis]

That was the first card I was ever approved for and it's horrible! Canceling it was a nightmare and now my credit is messed up

My current and ONLY credit card now is USAA, and I love them! No APR (unless you switch ballences), no anual fees, and I believe I have reward points as well. You can only get them in your military though....
Stick to Capital One!

 

[lovemichelle]

Quote:

Originally Posted by FairladyZ That was the first card I was ever approved for and it's horrible! Canceling it was a nightmare and now my credit is messed up My current and ONLY credit card now is USAA, and I love them! No APR (unless you switch ballences), no anual fees, and I believe I have reward points as well. You can only get them in your military though.... Stick to Capital One!

Why did canceling it ruin your credit?