No, it's not that the issue is that Sephora won't have it. It's just, the Sephoras nearby don't carry the line except for a couple items. I know many Sephoras carry the full line, but the ones near where I live don't. If I were to go to a Sephora that carries the full OCC line, it'd be a 2 hour drive. :/ My local Sephoras don't carry Bite Beauty nor do they carry Becca Cosmetics either. And the online ordering situation doesn't have anything to do with credit cards. It's a complicated situation that I'd prefer not to explain on an online forum.