I am 22, I went to school, got an education, and then got a well paying job. I currently live at home with my parents (who refuse to let me pay any rent) but I have bought a house with my boyfriend, we're just waiting for it to be built. I don't smoke, rarely drink, don't eat out, so I have quite a bit of extra cash. I am someone who literally makes a budget every month and there is seriously a cell on my spreadsheet that says "MAC Budget". My boyfriend thinks it's funny, but I think it's sensible. That's why I find this site so helpful, knowing what new collections are coming out, helps me to pick out what I really want, so I know what not to spend money on.